Business Checking
Let us tailor a solution to meet your businesses financial needs. With our custom fit Business Checking your business can choose which services best meet your needs.
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Small Business Checking
- Your choice of an e-statement or paper statement with check images (E-Statements are available on line for a period of 12 Months).
- Quicken, MS Money, or Excel downloadable file of your bank statement available.
- FREE Online Banking
- FREE Mobile Banking
- FREE Online Bill payment
- FREE Visa Business CheckCard
- FREE automated 24 hour telephone banking access
- May include $500 Priority Overdraft Protection
- Apply to accept a variety of payment methods such as check cards, credit cards, and other electronic payments).
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Corporate Business Checking
(For more than 300 monthly items)
Includes all the same featurs as Small Business Checking.
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Cash Management
We offer various cash management services, including: |
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Credit Card Processing
- Boost sales and improve customer satisfaction by allowing customers to choose their preferred form of payment.
- Increase your average sales because the customer doesn't need to have the cash on them.
- Speed up the check-out process with efficiency and convenience.
- Protect yourself from potential losses caused by bad checks.
- Avoid the risk and inconvenience of having large sums of cash.
- Accept payment from virtually anyone.
ACH Origination
Would you like to automatically credit your employees' bank accounts on payday, or debit your customer's accounts for payments? With prior authorization, and our easy to use ACH (Automated Clearing House) origination system you can decrease reliance on paper checks and speed up clearing of your deposited items. Ask us about reducing your paper check volume, and we'll look at a solution to help you.
Wire Transfers
Allows businesses to send corporate wire transfers. Ask us how we can help you be more efficient sending wire transfers on line. Approval required.
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| Interest Bearing Accounts
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Homestretch Savings
- $100 opening deposit
- $100 average daily balance to avoid $2.06 monthly maintenance fee
- Transactions limitations: An unlimited number of deposits or withdrawals are permitted in person, by mail or ATM. By federal regulations, transfers from your savings account to another account or to third parties by pre-authorized, automatic, telephone, computer transfers or withdrawals are limited to 6 per month. If you go over these limits an excessive withdrawal charge of $2.06 may be charged.
Triple Crown Savings
- $10,000 opening deposit
- $10,000 average daily balance to avoid $10.00 maintenance fee each statement cycle.
- Transactions limitations: An unlimited number of deposits or withdrawals are permitted in
person, by mail or ATM. By federal regulations, transfers from your money market account to
another account or to third parties by pre-authorized, automatic, telephone, computer transfers
or withdrawals are limited to 6 per month. If you go over these limits an excessive withdrawal
charge of $10.00 may be charged.
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