Business Checking
Let us tailor a solution to meet your businesses financial needs. With our custom fit Business Checking your business can choose which services best meet your needs.
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Small Business Checking
- Your choice of an e-statement or paper statement with check images (E-Statements are available on line for a period of 12 Months).
- Quicken, MS Money, or Excel downloadable file of your bank statement available.
- FREE Online Banking
- FREE Online Bill payment
- FREE Visa Business CheckCard
- FREE automated 24 hour telephone banking access
- May include $500 Priority Overdraft Protection
- Apply to accept a variety of payment methods such as check cards, credit cards, and other electronic payments).
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Corporate Business Checking Your choice of an e-statement or paper statement with check images (Statements are available on line for a period of 12 Months).
- Your choice of an e-statement or paper statement with check images (Statements are available on line for a period of 12 Months).
- Online Bill payment service available
- FREE Online Banking
- FREE Visa Business CheckCard
- FREE 24 hour telephone banking access
- May Include $500 Priority Overdraft Protection
- Apply to accept a variety of payment methods such as check cards, credit cards, and other electronic payments).
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Cash Management
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We offer various cash management services, including:
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Credit Card Processing
- Boost sales and improve customer satisfaction by allowing customers to choose their preferred form of payment.
- Increase your average sales because the customer doesn't need to have the cash on them.
- Speed up the check-out process with efficiency and convenience.
- Protect yourself from potential losses caused by bad checks.
- Avoid the risk and inconvenience of having large sums of cash.
- Accept payment from virtually anyone.
ACH Origination
Would you like to automatically credit your employees' bank accounts on payday, or debit your customer's accounts for payments? With prior authorization, and our easy to use ACH (Automated Clearing House) origination system you can decrease reliance on paper checks and speed up clearing of your deposited items. Ask us about reducing your paper check volume, and we'll look at a solution to help you.
Tax Payments
Still rushing to the bank to make your corporate tax payments by check? Our online payment system lets you make the payment easier and on time. (Must be pre-approved with the IRS)
Wire Transfers
Allows businesses to send corporate wire transfers. Ask us how we can help you be more efficient sending wire transfers on line. Approval required.
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Statement Savings
- A maintenance fee of $1.06 will be imposed every month if the average daily balance for the month falls below $100.00.
- Transaction limitations - An unlimited number of deposits or withdrawals are permitted in person, by mail or ATM. By federal regulations, transfers from your savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfers or withdrawals are limited to 6 automatic, telephone or computer transfers or withdrawals area limited to 6 per statement cycle. Three of the six transfers or withdrawals may be by check, debit card, draft or similar order to third parties. If you go over these limits an excessive withdrawal charge of $1.00 may be charged.
Platinum Plus Money Market
- A maintenance fee of $10.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $10,000.
- Transaction limitations- An unlimited number of deposits or withdrawals are permitted in person, by mail or ATM. By federal regulations, transfers from your money market account to another account or to third parties by preauthorized, automatic, telephone or computer transfers or withdrawals area limited to 6 per statement cycle. Three of the six transfers or withdrawals may be by check, debit,card, draft or similar order to third parties. If you go over these limits an excessive withdrawal charge of $10.00 may be charged.
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